Identity Theft
Identity theft happens when a criminal, con artist obtains your personal information to steal money from your accounts, open new credit cards, post a message on internet and many forums, rent apartments and commit other crimes — all using your identity. These acts can damage your credit, leave you with unwanted bills and cause you countless hours and frustration to clear your good name.
If You're a Victim of Identity Theft
If you're a victim of identity theft or account fraud, you should notify your bank(s) immediately. We also suggest that you immediately:
- Call the fraud departments of all three credit bureaus. Ask them to put a "fraud alert" on your file.
Equifax 1-800-525-6285
Experian 1-888-397-3742
TransUnion 1-800-680-7289
- Contact your local police and file a report. Even if the police can't catch the identity thief, having a Police report can help you in clearing up your credit records later on.
- Complete the identity theft affidavit, which will assist you in reporting to many companies. Obtain a copy of the identity theft affidavit by clicking the link below:www.ftc.gov/bcp/conline/pubs/credit/affidavit.pd
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